Let’s say you get into a car accident and the at-fault driver is uninsured or has only purchased the state minimum automobile insurance. Who pays for your injuries? If you purchased uninsured motorist insurance (UM Coverage) as part of your auto insurance policy, it takes the place of the missing bodily injury coverage and
Recognizing the threat of distracted driving, Florida has enacted specific statutes addressing this issue. Understanding Florida laws about texting while driving is essential for every driver in the state. Statute § 316.305 — “Florida Ban on Texting While Driving” Effective July 1, 2019, statute 316.305 makes it illegal for drivers to manually type or
You have just been in a car accident. What do you do next? Do you call the police? What if the other driver does not have insurance? Do you take pictures? Our best advice, keep calm and follow these few simple steps: Address Passengers and Assess Damage After an Auto Accident Severe injuries can
Boating safely and legally According to the U.S Coast Guard, in 2017 there were 4,291 boating accidents that involved 658 deaths and 2,629 injuries in the United States. And Florida is one of the top states for boating. To help you and your boating passengers avoid becoming part of these statistics, we thought we
According to the Centers of Disease Control and Prevention, every day, about ten people die from unintentional drowning. Of these, two are children aged 14 or younger. Drowning ranks fifth among the leading causes of unintentional injury death in the United States. With summer quickly approaching, it’s essential to learn these water safety tips
Under Florida Statute 316.172, any person using, operating, or driving a vehicle on or over the roads or highways in the state of Florida shall, upon approaching any school bus which displays a stop signal, bring the vehicle to a full stop while the bus is stopped. The vehicle cannot pass the school bus
Halloween is just around the corner! This is an exciting and celebratory time for individuals of all ages. Throughout the month of October there are Halloween parties, dress up opportunities and sugar overload. Along with the excitement of the season, it is important to be aware of certain safety precautions so that individuals do
If you’re injured in an auto accident caused by another driver, you might assume their insurance will cover your medical bills and losses. Unfortunately, that’s not always the case, especially in Florida. This is why many drivers choose to carry uninsured motorist coverage to protect themselves and their passengers from the surprising number of
Rental car reimbursement coverage helps pay for rental car costs you incur when your car's damages are covered by your comprehensive and collision car insurance coverage. For example, you may need to rent a car if your own car is being repaired for damages caused: In a car accident where you were at-fault.
According to Florida law, hauling vehicles must secure their load. Yet at one point or another, most of us have been driving behind a dump truck or semi truck with a sign on it that says “Stay Back” or “Not Responsible for Broken Windshields". Most people tend to instinctively believe the signs they
