WE HAVE RECOVERED MILLIONS
OF DOLLARS FOR OUR CLIENTS
$3,400,000
Traffic Fatality
$2,150,000
Traffic Accident
$1,300,000
Motorcycle Accident
WE HAVE RECOVERED MILLIONS OF DOLLARS FOR OUR CLIENTS
$3,400,000 |
$2,150,000 |
$1,300,000 |
Traffic Accident |
Traffic Fatality |
Motorcycle Fatality |
WE HAVE RECOVERED MILLIONS OF DOLLARS FOR OUR CLIENTS
$3,400,000 |
$2,150,000 |
$1,300,000 |
Traffic Accident |
Traffic Fatality |
Motorcycle Accident |
JACKSONVILLE
HEAD-ON COLLISION
ATTORNEYS
Head-on collisions are among the most dangerous motor vehicle accidents we handle because the occupants of both vehicles can be exposed to tremendous forces in a matter of seconds. These crashes often occur when a driver crosses the centerline, travels the wrong way on a roadway, attempts an unsafe pass, or loses control of a vehicle. When two vehicles traveling in opposite directions collide, the resulting injuries can be severe, permanent, or fatal.
Our Jacksonville head-on collision attorneys understand that determining what happened is not always as simple as identifying which vehicle ended up on the wrong side of the road. Drivers may disagree about how the collision occurred, and the physical evidence at the scene can disappear quickly. Police reports, witness statements, photographs, video footage, vehicle damage, roadway evidence, and electronic vehicle data may all help establish how the crash occurred and who was responsible.
At McGRATH GIBSON LAW, we investigate serious head-on collisions to identify the responsible parties, preserve important evidence, determine the insurance coverage available, and document the full extent of our client’s injuries and losses. In the sections below, we explain common causes of head-on crashes, how liability can be established under Florida law, the types of compensation that may be available, and the issues that can affect a serious head-on collision claim.
Rapid Response Contact Form
Free Consultations | NO Upfront Fees
JACKSONVILLE HEAD-ON COLLISION ATTORNEYS
Head-on collisions are among the most dangerous motor vehicle accidents we handle because the occupants of both vehicles can be exposed to tremendous forces in a matter of seconds. These crashes often occur when a driver crosses the centerline, travels the wrong way on a roadway, attempts an unsafe pass, or loses control of a vehicle. When two vehicles traveling in opposite directions collide, the resulting injuries can be severe, permanent, or fatal.
Our Jacksonville head-on collision attorneys understand that determining what happened is not always as simple as identifying which vehicle ended up on the wrong side of the road. Drivers may disagree about how the collision occurred, and the physical evidence at the scene can disappear quickly. Police reports, witness statements, photographs, video footage, vehicle damage, roadway evidence, and electronic vehicle data may all help establish how the crash occurred and who was responsible.
At McGRATH GIBSON LAW, we investigate serious head-on collisions to identify the responsible parties, preserve important evidence, determine the insurance coverage available, and document the full extent of our client’s injuries and losses. In the sections below, we explain common causes of head-on crashes, how liability can be established under Florida law, the types of compensation that may be available, and the issues that can affect a serious head-on collision claim.
Rapid Response Contact Form
Free Consultations | NO Upfront Fees
JACKSONVILLE HEAD-ON COLLISION ATTORNEYS
Head-on collisions are among the most dangerous motor vehicle accidents we handle because the occupants of both vehicles can be exposed to tremendous forces in a matter of seconds. These crashes often occur when a driver crosses the centerline, travels the wrong way on a roadway, attempts an unsafe pass, or loses control of a vehicle. When two vehicles traveling in opposite directions collide, the resulting injuries can be severe, permanent, or fatal.
Our Jacksonville head-on collision attorneys understand that determining what happened is not always as simple as identifying which vehicle ended up on the wrong side of the road. Drivers may disagree about how the collision occurred, and the physical evidence at the scene can disappear quickly. Police reports, witness statements, photographs, video footage, vehicle damage, roadway evidence, and electronic vehicle data may all help establish how the crash occurred and who was responsible.
At McGRATH GIBSON LAW, we investigate serious head-on collisions to identify the responsible parties, preserve important evidence, determine the insurance coverage available, and document the full extent of our client’s injuries and losses. In the sections below, we explain common causes of head-on crashes, how liability can be established under Florida law, the types of compensation that may be available, and the issues that can affect a serious head-on collision claim.
Rapid Response Contact Form
Free Consultations | NO Upfront Fees
WHAT OUR CLIENTS ARE SAYING
WHAT OUR CLIENTS ARE SAYING
Table of Contents
- Why Head-On Collisions Are So Dangerous
- Common Causes of Head-On Collisions
- Who Is Liable for a Head-On Collision?
- How We Investigate Who Crossed the Centerline
- Accident Reconstruction in Serious Head-On Collision Cases
- Florida PIP Insurance After a Head-On Collision
- Insurance Company Tactics After a Serious Head-On Collision
- FAQs About Head-On Collision Claims in Jacksonville
- Learn More About Motor Vehicle Accident Claims
- Meet Michael D. McGrath
- Let’s Discuss Your Case

Table of Contents

- Why Head-On Collisions Are So Dangerous
- Common Causes of Head-On Collisions
- Who Is Liable for a Head-On Collision?
- How We Investigate Who Crossed the Centerline
- Accident Reconstruction in Serious Head-On Collision Cases
- Florida PIP Insurance After a Head-On Collision
- Insurance Company Tactics After a Serious Head-On Collision
- FAQs About Head-On Collision Claims in Jacksonville
- Learn More About Motor Vehicle Accident Claims
- Meet Michael D. McGrath
- Let’s Discuss Your Case
Table of Contents

- Why Head-On Collisions Are So Dangerous
- Common Causes of Head-On Collisions
- Who Is Liable for a Head-On Collision?
- How We Investigate Who Crossed the Centerline
- Accident Reconstruction in Serious Head-On Collision Cases
- Florida PIP Insurance After a Head-On Collision
- Insurance Company Tactics After a Serious Head-On Collision
- FAQs About Head-On Collision Claims in Jacksonville
- Learn More About Motor Vehicle Accident Claims
- Meet Michael D. McGrath
- Let’s Discuss Your Case
Why Head-On Collisions Are So Dangerous
Head-on collisions can cause devastating injuries because both vehicles are typically moving toward one another immediately before impact. Unlike many rear-end or sideswipe accidents, occupants can experience an extremely rapid change in speed and direction. Seat belts, airbags, and modern vehicle safety systems can reduce the risk of serious injury, but they cannot eliminate the tremendous forces transferred to the body during a high-speed frontal collision.
The severity of a head-on crash depends on several factors, including the speed and weight of each vehicle, the angle of impact, vehicle design, seat belt use, and whether either driver had time to brake before the collision. A crash involving a passenger car and a much larger SUV, pickup truck, or commercial vehicle can create additional risks because of differences in vehicle size, weight, and structure.
These forces can cause the head, neck, chest, abdomen, arms, and legs to strike restraints or parts of the vehicle interior. Even when the passenger compartment remains intact, sudden deceleration can cause the brain and internal organs to move within the body. This is why our Jacksonville head-on collision attorneys take these accidents seriously even when some injuries are not immediately apparent at the crash scene.
Why Head-On Collisions Are So Dangerous
Head-on collisions can cause devastating injuries because both vehicles are typically moving toward one another immediately before impact. Unlike many rear-end or sideswipe accidents, occupants can experience an extremely rapid change in speed and direction. Seat belts, airbags, and modern vehicle safety systems can reduce the risk of serious injury, but they cannot eliminate the tremendous forces transferred to the body during a high-speed frontal collision.
The severity of a head-on crash depends on several factors, including the speed and weight of each vehicle, the angle of impact, vehicle design, seat belt use, and whether either driver had time to brake before the collision. A crash involving a passenger car and a much larger SUV, pickup truck, or commercial vehicle can create additional risks because of differences in vehicle size, weight, and structure.
These forces can cause the head, neck, chest, abdomen, arms, and legs to strike restraints or parts of the vehicle interior. Even when the passenger compartment remains intact, sudden deceleration can cause the brain and internal organs to move within the body. This is why our Jacksonville head-on collision attorneys take these accidents seriously even when some injuries are not immediately apparent at the crash scene.
Common Causes of Head-On Collisions
Most head-on collisions occur because one vehicle enters a lane intended for traffic traveling in the opposite direction. Sometimes this happens for only a few seconds, but at highway speeds there may be very little time for either driver to recognize the danger and avoid a collision. Determining why a vehicle crossed the centerline or entered the wrong lane is often an important part of establishing negligence.
Distracted driving is one common cause. A driver looking at a phone, adjusting navigation, eating, or focusing on something outside the vehicle can gradually drift across a centerline. Alcohol or drug impairment, excessive speed, fatigue, and aggressive driving can also contribute to these accidents. Other head-on crashes occur when drivers improperly pass slower vehicles, misjudge curves, lose control, or enter a divided highway or interstate using the wrong ramp.
Not every head-on collision results from a single driver’s actions. Poor visibility, standing water, damaged pavement, inadequate signage, mechanical failures, or other roadway and vehicle conditions may contribute to a crash. Our Jacksonville head-on collision attorneys examine the circumstances surrounding the collision rather than assuming its cause based solely on where the vehicles were found afterward. Understanding why the crash occurred helps us determine who may be legally responsible for the resulting injuries and losses.
Common Causes of Head-On Collisions
Most head-on collisions occur because one vehicle enters a lane intended for traffic traveling in the opposite direction. Sometimes this happens for only a few seconds, but at highway speeds there may be very little time for either driver to recognize the danger and avoid a collision. Determining why a vehicle crossed the centerline or entered the wrong lane is often an important part of establishing negligence.
Distracted driving is one common cause. A driver looking at a phone, adjusting navigation, eating, or focusing on something outside the vehicle can gradually drift across a centerline. Alcohol or drug impairment, excessive speed, fatigue, and aggressive driving can also contribute to these accidents. Other head-on crashes occur when drivers improperly pass slower vehicles, misjudge curves, lose control, or enter a divided highway or interstate using the wrong ramp.
Not every head-on collision results from a single driver’s actions. Poor visibility, standing water, damaged pavement, inadequate signage, mechanical failures, or other roadway and vehicle conditions may contribute to a crash. Our Jacksonville head-on collision attorneys examine the circumstances surrounding the collision rather than assuming its cause based solely on where the vehicles were found afterward. Understanding why the crash occurred helps us determine who may be legally responsible for the resulting injuries and losses.
Who Is Liable for a Head-On Collision?
In many head-on collisions, the driver who crossed the centerline or entered a lane of opposing traffic is primarily responsible for the crash. That driver may have been distracted, impaired, speeding, passing unsafely, or simply failed to maintain control of the vehicle. However, the location of the vehicles after impact does not by itself establish liability. A thorough investigation may be necessary to determine where the collision actually occurred and what each driver was doing in the moments beforehand.
Liability is generally based on negligence. To recover damages from another driver, an injured person must be able to establish that the driver owed a duty of reasonable care, breached that duty, and caused the collision and resulting injuries. Evidence such as photographs, witness statements, police findings, roadway markings, video recordings, vehicle damage, and electronic data can help establish these elements.
There are also situations where responsibility may extend beyond the driver who entered the opposing lane. An employer could potentially be responsible for the negligence of an employee acting within the scope of employment, or a defective vehicle component could contribute to a loss of control. Other circumstances may involve additional responsible parties. Our Jacksonville head-on collision attorneys investigate these possibilities because identifying every potentially liable party can be particularly important when a collision causes catastrophic injuries or substantial financial losses.
Who Is Liable for a Head-On Collision?
In many head-on collisions, the driver who crossed the centerline or entered a lane of opposing traffic is primarily responsible for the crash. That driver may have been distracted, impaired, speeding, passing unsafely, or simply failed to maintain control of the vehicle. However, the location of the vehicles after impact does not by itself establish liability. A thorough investigation may be necessary to determine where the collision actually occurred and what each driver was doing in the moments beforehand.
Liability is generally based on negligence. To recover damages from another driver, an injured person must be able to establish that the driver owed a duty of reasonable care, breached that duty, and caused the collision and resulting injuries. Evidence such as photographs, witness statements, police findings, roadway markings, video recordings, vehicle damage, and electronic data can help establish these elements.
There are also situations where responsibility may extend beyond the driver who entered the opposing lane. An employer could potentially be responsible for the negligence of an employee acting within the scope of employment, or a defective vehicle component could contribute to a loss of control. Other circumstances may involve additional responsible parties. Our Jacksonville head-on collision attorneys investigate these possibilities because identifying every potentially liable party can be particularly important when a collision causes catastrophic injuries or substantial financial losses.
How We Investigate Who Crossed the Centerline
When both drivers survive a head-on collision, it is not unusual for each to claim that the other vehicle crossed the centerline. In a serious accident, memories can also be affected by trauma, and witnesses may have seen only part of what happened. For these reasons, we do not rely on a single account of the collision. We look for physical and electronic evidence that can help establish where each vehicle was traveling before impact.
The roadway itself can provide important clues. Skid and tire marks, gouges in the pavement, debris patterns, fluid trails, damaged signs or barriers, and the location of the initial impact can help establish the vehicles’ paths. We also examine photographs and video from the scene, vehicle damage, final resting positions, witness statements, the crash report, and available surveillance or traffic-camera footage.
Modern vehicles may provide another valuable source of information. Depending on the vehicle and circumstances, event data recorders and other onboard systems may contain information about speed, braking, throttle position, steering inputs, seat belt use, or other activity immediately before a crash. Cell phone records may also become relevant when distracted driving is suspected and the records can lawfully be obtained.
Our Jacksonville head-on collision attorneys work to preserve this evidence before vehicles are repaired or destroyed, roadway evidence disappears, witnesses become difficult to locate, or video recordings are overwritten. By comparing independent evidence from multiple sources, we can develop a clearer picture of which vehicle crossed into opposing traffic and why the collision occurred.
How We Investigate Who Crossed the Centerline
When both drivers survive a head-on collision, it is not unusual for each to claim that the other vehicle crossed the centerline. In a serious accident, memories can also be affected by trauma, and witnesses may have seen only part of what happened. For these reasons, we do not rely on a single account of the collision. We look for physical and electronic evidence that can help establish where each vehicle was traveling before impact.
The roadway itself can provide important clues. Skid and tire marks, gouges in the pavement, debris patterns, fluid trails, damaged signs or barriers, and the location of the initial impact can help establish the vehicles’ paths. We also examine photographs and video from the scene, vehicle damage, final resting positions, witness statements, the crash report, and available surveillance or traffic-camera footage.
Modern vehicles may provide another valuable source of information. Depending on the vehicle and circumstances, event data recorders and other onboard systems may contain information about speed, braking, throttle position, steering inputs, seat belt use, or other activity immediately before a crash. Cell phone records may also become relevant when distracted driving is suspected and the records can lawfully be obtained.
Our Jacksonville head-on collision attorneys work to preserve this evidence before vehicles are repaired or destroyed, roadway evidence disappears, witnesses become difficult to locate, or video recordings are overwritten. By comparing independent evidence from multiple sources, we can develop a clearer picture of which vehicle crossed into opposing traffic and why the collision occurred.
Accident Reconstruction in Serious Head-On Collision Cases
Some head-on collisions cannot be fully explained by the crash report, photographs, or the accounts of the drivers involved. When liability is disputed or a collision results in catastrophic injuries or death, an accident reconstruction expert may be used to analyze the available evidence and determine how the crash most likely occurred. Reconstruction can be especially valuable when there are conflicting accounts about which vehicle crossed the centerline.
An accident reconstruction may consider vehicle damage, measurements from the crash scene, tire marks, debris patterns, points of impact, roadway design, vehicle weights, and available electronic data. Using this information, an expert may be able to evaluate vehicle speeds, braking, direction of travel, driver reactions, and the movements of the vehicles before and during the collision. The analysis can also help determine whether either driver had an opportunity to avoid the crash.
Our Jacksonville head-on collision attorneys may work with qualified accident reconstruction professionals when the circumstances warrant it. Their findings can help us test statements made by drivers and witnesses against the physical evidence and address disputed liability with objective analysis. In serious cases, a reconstruction expert may also explain these findings through reports, diagrams, or testimony if the claim ultimately proceeds to litigation or trial.
Accident Reconstruction in Serious Head-On Collision Cases
Some head-on collisions cannot be fully explained by the crash report, photographs, or the accounts of the drivers involved. When liability is disputed or a collision results in catastrophic injuries or death, an accident reconstruction expert may be used to analyze the available evidence and determine how the crash most likely occurred. Reconstruction can be especially valuable when there are conflicting accounts about which vehicle crossed the centerline.
An accident reconstruction may consider vehicle damage, measurements from the crash scene, tire marks, debris patterns, points of impact, roadway design, vehicle weights, and available electronic data. Using this information, an expert may be able to evaluate vehicle speeds, braking, direction of travel, driver reactions, and the movements of the vehicles before and during the collision. The analysis can also help determine whether either driver had an opportunity to avoid the crash.
Our Jacksonville head-on collision attorneys may work with qualified accident reconstruction professionals when the circumstances warrant it. Their findings can help us test statements made by drivers and witnesses against the physical evidence and address disputed liability with objective analysis. In serious cases, a reconstruction expert may also explain these findings through reports, diagrams, or testimony if the claim ultimately proceeds to litigation or trial.
Florida PIP Insurance After a Head-On Collision
Florida’s no-fault insurance system generally requires drivers to carry Personal Injury Protection (PIP) coverage. After a head-on collision, an injured person typically turns first to applicable PIP coverage for certain medical expenses and lost wages regardless of who caused the crash. However, these benefits are limited and can be exhausted quickly when an accident results in hospitalization, diagnostic testing, surgery, rehabilitation, or other extensive medical treatment.
Florida law also generally requires an injured person to receive initial medical services and care within 14 days of the accident to qualify for PIP medical benefits. The amount of medical benefits available can depend upon whether the injured person is diagnosed with an emergency medical condition as defined by Florida law. PIP does not compensate an injured person for pain and suffering, and its medical and wage-loss benefits may represent only a fraction of the losses caused by a serious head-on collision.
Our Jacksonville head-on collision attorneys review the available insurance coverage to determine what sources of compensation may apply beyond PIP. Depending on the circumstances and severity of the injuries, this may include the at-fault driver’s bodily injury liability coverage and the injured person’s uninsured or underinsured motorist coverage. Identifying all available coverage can be particularly important when a head-on collision results in substantial medical expenses, lost income, permanent injuries, or other long-term losses.
Florida PIP Insurance After a Head-On Collision
Florida’s no-fault insurance system generally requires drivers to carry Personal Injury Protection (PIP) coverage. After a head-on collision, an injured person typically turns first to applicable PIP coverage for certain medical expenses and lost wages regardless of who caused the crash. However, these benefits are limited and can be exhausted quickly when an accident results in hospitalization, diagnostic testing, surgery, rehabilitation, or other extensive medical treatment.
Florida law also generally requires an injured person to receive initial medical services and care within 14 days of the accident to qualify for PIP medical benefits. The amount of medical benefits available can depend upon whether the injured person is diagnosed with an emergency medical condition as defined by Florida law. PIP does not compensate an injured person for pain and suffering, and its medical and wage-loss benefits may represent only a fraction of the losses caused by a serious head-on collision.
Our Jacksonville head-on collision attorneys review the available insurance coverage to determine what sources of compensation may apply beyond PIP. Depending on the circumstances and severity of the injuries, this may include the at-fault driver’s bodily injury liability coverage and the injured person’s uninsured or underinsured motorist coverage. Identifying all available coverage can be particularly important when a head-on collision results in substantial medical expenses, lost income, permanent injuries, or other long-term losses.
Insurance Company Tactics After a Serious Head-On Collision
Insurance companies investigate head-on collision claims with their own financial interests in mind. Even when another driver’s responsibility appears clear, an insurer may dispute how the accident occurred, question the severity of the injuries, or argue that the injured person contributed to the collision. Adjusters may also request a recorded statement soon after the crash, when the injured person may still be receiving treatment and may not yet understand the full extent of the injuries.
Medical treatment frequently becomes another area of dispute. An insurer may argue that an injury existed before the collision, question whether particular treatment was necessary, or point to gaps in medical care as evidence that the injuries were not serious. Early settlement offers can also be problematic when they are made before doctors know whether additional treatment, surgery, rehabilitation, or permanent limitations should be expected.
Our Jacksonville head-on collision attorneys evaluate a claim based on the evidence rather than the insurance company’s initial assessment. We document liability, obtain and review medical records, evaluate available insurance coverage, and develop evidence of current and future losses before negotiating a resolution. When an insurer disputes responsibility or undervalues a serious claim, we can challenge those positions through the evidence and, when necessary, pursue the case through litigation.
Insurance Company Tactics After a Serious Head-On Collision
Insurance companies investigate head-on collision claims with their own financial interests in mind. Even when another driver’s responsibility appears clear, an insurer may dispute how the accident occurred, question the severity of the injuries, or argue that the injured person contributed to the collision. Adjusters may also request a recorded statement soon after the crash, when the injured person may still be receiving treatment and may not yet understand the full extent of the injuries.
Medical treatment frequently becomes another area of dispute. An insurer may argue that an injury existed before the collision, question whether particular treatment was necessary, or point to gaps in medical care as evidence that the injuries were not serious. Early settlement offers can also be problematic when they are made before doctors know whether additional treatment, surgery, rehabilitation, or permanent limitations should be expected.
Our Jacksonville head-on collision attorneys evaluate a claim based on the evidence rather than the insurance company’s initial assessment. We document liability, obtain and review medical records, evaluate available insurance coverage, and develop evidence of current and future losses before negotiating a resolution. When an insurer disputes responsibility or undervalues a serious claim, we can challenge those positions through the evidence and, when necessary, pursue the case through litigation.
FAQs About Head-On Collision Claims in Jacksonville
Who is usually at fault in a head-on collision? The driver who crosses the centerline or enters a lane of opposing traffic is often responsible, but fault should not be assumed solely from the vehicles’ positions after the crash. Physical evidence, witness statements, video, vehicle data, and accident reconstruction may be needed to determine where the impact occurred and what caused one vehicle to enter the opposing lane.
What happens if both drivers say the other crossed the centerline? When the drivers give conflicting accounts, independent evidence becomes particularly important. Skid marks, debris patterns, vehicle damage, roadway evidence, photographs, witnesses, electronic vehicle data, and available video may help establish the path of each vehicle before impact. Our Jacksonville head-on collision attorneys investigate these sources rather than relying exclusively on either driver’s version of events.
Can I recover compensation if I was partially responsible? Possibly. Florida generally follows a modified comparative negligence system. In most negligence cases, someone who is 50% or less responsible may recover damages, but the recovery is reduced according to the percentage of fault assigned to that person. Someone found more than 50% responsible generally cannot recover damages under this rule.
What if the other driver doesn’t have insurance? Other sources of compensation may be available. Uninsured or underinsured motorist coverage can be particularly important when the responsible driver has no bodily injury liability insurance or does not have enough coverage to compensate for serious injuries. Additional insurance policies or responsible parties may also need to be investigated.
What happens if the at-fault driver dies in the collision? The death of the negligent driver does not necessarily prevent an injured person from pursuing a claim. Depending on the circumstances, a claim may be made against applicable insurance coverage and potentially the deceased driver’s estate. These cases can involve additional procedural requirements, so the specific circumstances should be evaluated carefully.
Can vehicle data show which driver crossed the centerline? Electronic vehicle information can sometimes help reconstruct what happened immediately before a collision. Depending on the vehicle and available systems, data may provide information about speed, braking, throttle position, steering, or other activity. Electronic data is generally considered together with physical evidence from the crash scene rather than relied upon by itself.
How long does a serious head-on collision case take? There is no standard timeline. The length of a claim can depend on whether liability is disputed, the severity of the injuries, how long medical treatment continues, the amount of insurance available, and whether a lawsuit becomes necessary. Serious injury claims should generally not be resolved before the long-term medical and financial consequences can be reasonably evaluated.
How much does it cost to hire a head-on collision attorney? McGRATH GIBSON LAW handles personal injury cases on a contingency-fee basis, which means attorney’s fees are generally paid from the recovery rather than through an upfront hourly fee. The specific fee arrangement and responsibility for case costs are explained in the representation agreement so clients understand how fees and expenses will be handled.
FAQs About Head-On Collision Claims in Jacksonville
Who is usually at fault in a head-on collision? The driver who crosses the centerline or enters a lane of opposing traffic is often responsible, but fault should not be assumed solely from the vehicles’ positions after the crash. Physical evidence, witness statements, video, vehicle data, and accident reconstruction may be needed to determine where the impact occurred and what caused one vehicle to enter the opposing lane.
What happens if both drivers say the other crossed the centerline? When the drivers give conflicting accounts, independent evidence becomes particularly important. Skid marks, debris patterns, vehicle damage, roadway evidence, photographs, witnesses, electronic vehicle data, and available video may help establish the path of each vehicle before impact. Our Jacksonville head-on collision attorneys investigate these sources rather than relying exclusively on either driver’s version of events.
Can I recover compensation if I was partially responsible? Possibly. Florida generally follows a modified comparative negligence system. In most negligence cases, someone who is 50% or less responsible may recover damages, but the recovery is reduced according to the percentage of fault assigned to that person. Someone found more than 50% responsible generally cannot recover damages under this rule.
What if the other driver doesn’t have insurance? Other sources of compensation may be available. Uninsured or underinsured motorist coverage can be particularly important when the responsible driver has no bodily injury liability insurance or does not have enough coverage to compensate for serious injuries. Additional insurance policies or responsible parties may also need to be investigated.
What happens if the at-fault driver dies in the collision? The death of the negligent driver does not necessarily prevent an injured person from pursuing a claim. Depending on the circumstances, a claim may be made against applicable insurance coverage and potentially the deceased driver’s estate. These cases can involve additional procedural requirements, so the specific circumstances should be evaluated carefully.
Can vehicle data show which driver crossed the centerline? Electronic vehicle information can sometimes help reconstruct what happened immediately before a collision. Depending on the vehicle and available systems, data may provide information about speed, braking, throttle position, steering, or other activity. Electronic data is generally considered together with physical evidence from the crash scene rather than relied upon by itself.
How long does a serious head-on collision case take? There is no standard timeline. The length of a claim can depend on whether liability is disputed, the severity of the injuries, how long medical treatment continues, the amount of insurance available, and whether a lawsuit becomes necessary. Serious injury claims should generally not be resolved before the long-term medical and financial consequences can be reasonably evaluated.
How much does it cost to hire a head-on collision attorney? McGRATH GIBSON LAW handles personal injury cases on a contingency-fee basis, which means attorney’s fees are generally paid from the recovery rather than through an upfront hourly fee. The specific fee arrangement and responsibility for case costs are explained in the representation agreement so clients understand how fees and expenses will be handled.
Learn More About Motor Vehicle Accident Claims
No two motor vehicle accidents are exactly alike, and the laws, insurance issues, and evidence involved can vary depending on the type of collision and the circumstances surrounding it. Throughout my years representing injured clients, I have learned that understanding these differences often helps people make better decisions after an accident. I created the following resources to provide more detailed information about many of the specific legal issues I encounter in my practice as a car accident lawyer in Jacksonville. Whether your accident involved a commercial truck, motorcycle, pedestrian, bicycle, or another type of motor vehicle collision, these articles are designed to help you better understand your legal rights and the factors that may affect your claim.
Learn More About Motor Vehicle Accident Claims
No two motor vehicle accidents are exactly alike, and the laws, insurance issues, and evidence involved can vary depending on the type of collision and the circumstances surrounding it. Throughout my years representing injured clients, I have learned that understanding these differences often helps people make better decisions after an accident. I created the following resources to provide more detailed information about many of the specific legal issues I encounter in my practice as a car accident lawyer in Jacksonville. Whether your accident involved a commercial truck, motorcycle, pedestrian, bicycle, or another type of motor vehicle collision, these articles are designed to help you better understand your legal rights and the factors that may affect your claim.
Meet Michael D. McGrath
Managing Partner
I co-founded McGRATH GIBSON LAW in 2007 with my law partner, Brad Gibson, after we combined our respective practices to better serve individuals and families throughout Northeast Florida. As the firm’s managing partner, I concentrate my practice on representing clients in serious personal injury, wrongful death, and negligence cases, including those involving motor vehicle accidents.
I am licensed to practice law in Florida, Georgia, and North Carolina and am a member of the state bar in each jurisdiction. Throughout my career, I have remained committed to providing clients with honest legal guidance, thorough case preparation, and personalized representation based on the unique facts of every case.
My professional credentials include an AV Preeminent® Peer Review Rating from Martindale-Hubbell® and a Superb rating from Avvo®. The AV Preeminent rating is based on confidential peer evaluations by members of the legal profession and reflects assessments of professional ethics and legal ability. According to Martindale-Hubbell, attorneys must generally have been admitted to practice for at least ten years before becoming eligible for this distinction.
Whether you are researching your legal options or deciding whether to hire a car accident lawyer in Jacksonville, I believe it is important to understand the qualifications and experience of the attorney who may represent you. My goal is to provide clear legal advice, answer your questions honestly, and help you make informed decisions about your case.

Meet Michael D. McGrath
Managing Partner

I co-founded McGRATH GIBSON LAW in 2007 with my law partner, Brad Gibson, after we combined our respective practices to better serve individuals and families throughout Northeast Florida. As the firm’s managing partner, I concentrate my practice on representing clients in serious personal injury, wrongful death, and negligence cases, including those involving motor vehicle accidents.
I am licensed to practice law in Florida, Georgia, and North Carolina and am a member of the state bar in each jurisdiction. Throughout my career, I have remained committed to providing clients with honest legal guidance, thorough case preparation, and personalized representation based on the unique facts of every case.
My professional credentials include an AV Preeminent® Peer Review Rating from Martindale-Hubbell® and a Superb rating from Avvo®. The AV Preeminent rating is based on confidential peer evaluations by members of the legal profession and reflects assessments of professional ethics and legal ability. According to Martindale-Hubbell, attorneys must generally have been admitted to practice for at least ten years before becoming eligible for this distinction.
Whether you are researching your legal options or deciding whether to hire a car accident lawyer in Jacksonville, I believe it is important to understand the qualifications and experience of the attorney who may represent you. My goal is to provide clear legal advice, answer your questions honestly, and help you make informed decisions about your case.
Meet Michael D. McGrath
Managing Partner

I co-founded McGRATH GIBSON LAW in 2007 with my law partner, Brad Gibson, after we combined our respective practices to better serve individuals and families throughout Northeast Florida. As the firm’s managing partner, I concentrate my practice on representing clients in serious personal injury, wrongful death, and negligence cases, including those involving motor vehicle accidents.
I am licensed to practice law in Florida, Georgia, and North Carolina and am a member of the state bar in each jurisdiction. Throughout my career, I have remained committed to providing clients with honest legal guidance, thorough case preparation, and personalized representation based on the unique facts of every case.
My professional credentials include an AV Preeminent® Peer Review Rating from Martindale-Hubbell® and a Superb rating from Avvo®. The AV Preeminent rating is based on confidential peer evaluations by members of the legal profession and reflects assessments of professional ethics and legal ability. According to Martindale-Hubbell, attorneys must generally have been admitted to practice for at least ten years before becoming eligible for this distinction.
Whether you are researching your legal options or deciding whether to hire a car accident lawyer in Jacksonville, I believe it is important to understand the qualifications and experience of the attorney who may represent you. My goal is to provide clear legal advice, answer your questions honestly, and help you make informed decisions about your case.
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McGRATH GIBSON LAW
PERSONAL INJURY | FAMILY LAW | CRIMINAL DEFENSE
ATTORNEY DISCLAIMER
The Jacksonville personal injury attorneys, family law attorneys and criminal defense attorneys of McGRATH GIBSON LAW are licensed to practice in the states of Florida, Georgia, and North Carolina. Additionally, we represent the injured throughout the United States pro hoc vice, and with the help of local counsel. While we strive to personally handle all types of personal injury and wrongful death claims there are occasions where cases may be referred to another lawyer.
We also support our veterans by proudly providing representation for Military Veterans and the Men and Women who currently serve in our armed forces at the Mayport Naval Station, Naval Air Station of Jacksonville, Camp Blanding, United States Army, Army Reserve, United States Marines, Florida National Guard, Air National Guard, United States Coast Guard, Air Force, and Air Force Reserve. McGRATH GIBSON LAW family law attorneys offer representation in the areas of Family Law, Divorce, Alimony, Child Custody and Child Support throughout Florida. Representation for Military Divorce handled throughout the United States and U.S. Territories independently or with local counsel where required.
The hiring of a lawyer is an important decision that should not be based solely upon advertisements. This website is not intended to be an advertisement or solicitation. Material contained in the McGRATH GIBSON LAW website is for general information only and does not constitute legal advice or solicitation of legal services. Transmission of information from this website is not intended to create, and its receipt does not constitute an attorney-client relationship between the law firm of McGRATH GIBSON LAW and the reader. In the event that any information on this website does not conform fully with regulations in any jurisdiction, this law firm will not accept representation based on that information.
Information contained herein is the exclusive property of McGRATH GIBSON LAW and may not be copied, reproduced retransmitted or otherwise utilized for any purpose without the express written consent of McGRATH GIBSON LAW.
McGRATH GIBSON LAW
PERSONAL INJURY | FAMILY LAW | CRIMINAL DEFENSE
ATTORNEY DISCLAIMER
The Jacksonville personal injury attorneys, family law attorneys and criminal defense attorneys of McGRATH GIBSON are licensed to practice in the states of Florida, Georgia, and North Carolina. Additionally, we represent the injured throughout the United States pro hoc vice, and with the help of local counsel. While we strive to personally handle all types of personal injury and wrongful death claims there are occasions where cases may be referred to another lawyer.
We also support our veterans by proudly providing representation for Military Veterans and the Men and Women who currently serve in our armed forces at the Mayport Naval Station, Naval Air Station of Jacksonville, Camp Blanding, United States Army, Army Reserve, United States Marines, Florida National Guard, Air National Guard, United States Coast Guard, Air Force, and Air Force Reserve. McGRATH GIBSON family law attorneys offer representation in the areas of Family Law, Divorce, Alimony, Child Custody and Child Support throughout Florida. Representation for Military Divorce handled throughout the United States and U.S. Territories independently or with local counsel where required.
The hiring of a lawyer is an important decision that should not be based solely upon advertisements. This website is not intended to be an advertisement or solicitation. Material contained in the McGRATH GIBSON website is for general information only and does not constitute legal advice or solicitation of legal services. Transmission of information from this website is not intended to create, and its receipt does not constitute an attorney-client relationship between the law firm of McGRATH GIBSON and the reader. In the event that any information on this website does not conform fully with regulations in any jurisdiction, this law firm will not accept representation based on that information.
Information contained herein is the exclusive property of McGRATH GIBSON and may not be copied, reproduced retransmitted or otherwise utilized for any purpose without the express written consent of McGRATH GIBSON.
(904) 358-3300
Calls Answered 24 Hours a Day, Every Day.
Office: M-F 8:00 AM to 5:00 PM

Main Office:
6117 Atlantic Boulevard
Jacksonville, FL 32211





