What is the 14 Day Rule? The Florida Personal Injury Protection (PIP) law states, after a motor vehicle accident, individuals will have only 14 days to seek medical treatment. If two weeks goes by after the accident and treatment is not sought out, you will be denied coverage. Florida Statutes 627.736(1) (a) outlines the personal injury protection benefits, exclusions, priorities and claims. It explains necessary medical, surgical, X-ray, dental, and rehabilitative services, including prosthetic devices and medically necessary ambulance, hospital, and nursing services should be in affect within 14 days after the motor vehicle accident.
If the individual did receive treatment within 14 days, then you will want to know whether or not the individual owned a car. If they did own a car, PIP coverage applies and the claim must be made with your individual’s PIP insurance carrier. Otherwise PIP coverage will have to be obtained from another source, such as a family member’s insurance policy or a resident in the individual’s home who has auto insurance coverage.
What does this mean to individuals who were in a motor vehicle accident? It means that the 14 day period is a very small window to seek medical treatment. It is critical to call McGRATH GIBSON immediately after your motor vehicle accident so we can help you seek medical treatment to document your injury.
All legal representation in Auto Accident litigation is done on a contingency basis, meaning you pay no attorney’s fees or costs unless we win your case. Free consultations for your injury claim are available day and evening in office, home, or hospital.
Please call today for more information on your legal rights at 904-358-3300.
